Final Expense — Senior Market
Licensed-agent transfers for final expense whole life coverage across eleven states. Requires state-licensed agents and verification of licensing per state before activation.
At a glance
Who this campaign is for
Centers employing or contracting state-licensed agents, with senior-market experience and at least 20 licensed agents available.
How it works
Licensed agents qualify the consumer on age, state, general health and existing coverage, then transfer to the carrier's team. Licensing is verified per state before your center is activated.
Qualification requirements
- Minimum 20 state-licensed agents
- Licensing verified for each state you intend to run
- Senior-market calling experience
- Full call recording with retention
- Documented QA process
Quality expectations
- Consumer must meet published age band
- Health knock-out questions asked and recorded accurately
- Duplicate window of 90 days applies network-wide
Compliance information
- No implication of government or Social Security affiliation
- No specific premium or benefit claims outside approved language
- State-specific licensing and disclosure requirements apply
- Immediate opt-out honoring
Compliance responsibility rests with the center making the contact. Full campaign terms, the approved script and the complete rejection rules are provided to verified centers before activation.
Common questions
Do I need licensing in all eleven states?
Why does this campaign require licensed agents when other final expense campaigns do not?
How to apply
Centers must be verified before they can access campaign detail or apply. Verification includes an automated eligibility check against your operational profile followed by a short call with an account manager. Once verified, activating a campaign — accepting terms, completing training and certifying your agents — takes about fifteen minutes.
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